Who we serve

  • Individuals and families, both young and old who are interested in protecting their loved ones, managing cash flow, and building wealth for their future.
     
  • Individuals who are interested in focusing on their retirement years. It's important to ensure that today's decisions lead to future financial stability and sense of confidence.  
     
  • Families with a special needs member who provide love and necessary care. They worry about who will take care of their loved one if they are no longer able. Planning brings light and clarity.

We work with middle America. Yes we have millionaires, but mostly our clients are individuals with between $300,000 and $1,000,000 of investable assets.

Many individuals and families that have achieved financial success are interested in preserving and growing their wealth. They also want to ensure their assets pass to the next generation or charity in a way that reflects their values.

Services

Financial Planning

This is where it all begins.

At Sequoia we assess where our clients are today and through hands-on engagement we determine where you want to be in 5, 10, 20 or even more years down the road.

Regarding your current financial situation, we are aware that many of you have unanswered questions. Some concerns our clients have expressed are:

  • What about my student loans? How can I pay them off? Are we ready to buy our first home?
  • What is the best way to save for our children's college expenses?
  • Do I need life insurance and if so, how much?
  • What about Social Security and Medicare? How do they work and how can I optimize these benefits?
  • Will I have enough money to maintain my lifestyle? Will I have enough to meet the future cost of living and not deplete my assets?
  • How will I cope with unexpected medical expenses such as long-term care needs? What about other unforeseen events?
  • How do my pension and employer benefits fit into the picture?

The role we all play in planning services is to bring the human touch to the table. Financial planning brings clarity to our lives and helps us get "all the way home".

How much does it cost?

We charge fees for this financial planning service and how much you pay depends on the complexity of your situation. It is also dependent on what service you are interested in and we let you choose.

For existing Lincoln Financial account holders or participants in their Lincoln employer retirement plans, we offer a reduction in the fee structure.

Hourly Consultation Work - $250/hour

You may have questions about your situation and just want some professional advice.

Second Opinion Consultation - $400

You may be working with another financial professional and would like a second opinion.

Retirement Consultation - $500

This option is perfect for those looking to focus solely on being ready for retirement. You may have questions about the process and all that needs to be considered. This planning offers clarity during one of the most important life transitions.

Comprehensive Financial Plan - $2,000

This option is for those families and individuals who need a full 360-degree view of their financial life and plans. We create a thorough analysis of your current assets, liabilities, expenses, income, and estate plans. This allows us to examine major decisions such as aging in place versus living in a retirement community. This also includes a thorough review of your estate documents to ensure they fit with your goals.

Sequoia Financial Advisors offers an initial complimentary session to discuss your goals and see how we may be of service. Schedule your session today.

Investment Management

Investment management can seem complicated in our noisy world. We want to manage our savings and investments appropriately, but often it's hard to know where to start. At Sequoia, we start at the beginning. We as individuals are many and varied and no two families have the exact same needs or goals. We meet you at the level of your need and talk about your past investment experiences, what you feel was successful, and where you think you need to make improvements.

All investments play a role in your families future. We consider investment constraints such as time horizon, liquidity, and taxes. When will I need the money? What about investment loss? What about asset allocation? We complete the investment evaluation process with a comprehensive review of the current portfolio to determine how they fit together.

Investment planning helps you to create a plan you understand and experience confidence that you are on the right track.